Musicians Insurance

I have been booked on a UK tour next february and I intend to take my full Zildjian set-up, DW double pedal and my mapex snare with me. these value at around 1200 pounds. Do you guys recommend that i get insurance? if so, where is cheapest/most reliable and is it available for just a month? allianz is the only one i can find but its annual insurance and i dont know about reliability. If anyone has any information that'd be awesome.
cheers
tintin
 

Destroy1

Senior Member
I used to be concerned with this issue. However, I've found out over the years that back-lined drums with MY recommendations/requests negates the necessity of hauling my precious vintage Zildgian cymbals, Ludwig/Rogers/Gretsch/Slingerland/Porkpie snare drum collection on tour. Why? Because most back line equipment drums are sufficient for live gigs. Nationally and internationally.

So more often than not I just throw my stick bag in my luggage and go.

For recording sessions? I ALWAYS bring my snare drums, cymbals, and pedals. That's a given.

Live gigs? Leave your gear at home and use back lined drums. BUT....(And this is a biggie).....BE THERE when the drum back line company shows up. Their techs will normally have several different cymbal/drum-paks for you to sample...snare drums, cymbals, toms et al. But YOU have to BE THERE when they roll in. And you have to be adamant in your requirements.

I'll usually request that the techs wait around a bit while I test each cymbal/snare.

If I don't like what they've brought, I'll say so. Nice guy attitude and relevant diplomacy only goes so far; If I'm not satisfied, it's demand time. And I CAN demand. I'll take it to my producer and he'll take it further up the chain to the promoter if necessary.

Bass drum and 3 toms: If I can tune them satisfactorily in a timely fashion, I'm good.

The less you haul, the less you fret.
The more you lug, the more you forget.

What you brought...

In the first place.


http://www.reverbnation.com/laurenzoellerbluzelightning
http://bluzelightning.webs.com/
http://www.myspace.com/tapoco
http://www.reverbnation.com/destroyer429
 
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It's not a big tour, still essentially the 'club circuit' and I have been told i need breakables (cymbals, pedal, snare, sticks). I just don't want any of this gear lost or stolen with no cover. although I know its unlikely, I see far too many touring bands in my news feed with guitars, pedals, amps, drums, cymbals etc stolen out of backs of vans etc.
any other ideas?
cheers, tintin
 

burn-4

Senior Member
Yeah you will need your own stuff no doubt- most venues will not supply breakables especially in the uk, in fact you'll be lucky to get a kit that has had its heads changes in the last 10 years.

I just got ALL my gear insured through musicguard.co.uk and their price was relatively good- I covered half of my gear outside of it's insured location and in transit (so that I can tour my kit if need be).

Just a heads up remember to NEVER leave your gear unattended- the insurance will only cover your gear when you are around or when it is force-ably removed from a locked/ secure area so if it gets picked up and taken out by someone they will not pay out.

It does however cover accidental damage and damage in transit (as long as it is in a custom made hard case) so that was handy I thought but I guess you're more worried about it being stolen than damaged.

The great thing about music guard is you list each individual item separately so you can list each individual cymbal, snare drum, piece of hardware etc- I even listed my individual cases!

Let us know how you get on!
 

Destroy1

Senior Member
It's not a big tour, still essentially the 'club circuit' and I have been told i need breakables (cymbals, pedal, snare, sticks). I just don't want any of this gear lost or stolen with no cover. although I know its unlikely, I see far too many touring bands in my news feed with guitars, pedals, amps, drums, cymbals etc stolen out of backs of vans etc.
any other ideas?
cheers, tintin
I see. That does pose a dilemma. There WAS an insurance company I used that proposed coverage world-wide.

Pro Music Insurance. I think that was the name. I'll research it later today to make sure and get back to you. I have to shuffle some files in my office later, and I'll find it.


http://www.reverbnation.com/laurenzoellerbluzelightning
http://bluzelightning.webs.com/
http://www.myspace.com/tapoco
http://www.reverbnation.com/destroyer429
 
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most venues will not supply breakables especially in the uk, in fact you'll be lucky to get a kit that has had its heads changes in the last 10 years.
luckily we're using the headline band's drumkit on every date but their drummer doesnt want the other bands using breakables which is fair game i suppose.

i will check out these companies when i am home tonight.
cheers
tintin
 

Destroy1

Senior Member
Yes, I found the file. It's called Music Pro insurance out of Woodbury NY.

When I lived in Portland OR we had a floating home so I had to keep my kits and gear in a self-storage place. Pretty secure, but they didn't carry insurance so I researched and found Music Pro.

Premium was $100 a year for $10,000 coverage, supposedly all over the world and in any situation; theft, fire, etc. Luckily I didn't have any reason to file a claim, so I don't know their claim/payout history.


http://www.reverbnation.com/laurenzoellerbluzelightning
http://bluzelightning.webs.com/
http://www.myspace.com/tapoco
http://www.reverbnation.com/destroyer429
 
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