Hi Jim, sorry to hear about your home situation, but glad things are starting to look good again!
Bands are tricky business, it's important that everyone's on the same page, whatever that is - gigging, rehearsing for fun, creating YouTube videos to see who's watching, etc. But as long as you're having fun and aren't too frustrated with your bandmates, you're doing better than a lot of other players!
As you've probably learned, there are a lot of people lurking about who play instruments, some of them quite good. It's just a matter of finding them, and hope that they're of the same mind as you. You'll find some players soon. If they're younger than you, that's okay. You can be a bit of a mentor to them, and they might bring some fresh musical perspectives to you.
Good luck!
Bermuda