Re: Quitting Smoking
The key, like you said, is to get rid of the habit ones first. First thing in the morning with coffee, after a meal, while having a beer etc. Once you get rid of those, then the just for the heck of it ones come easier. Congrats. Now do the math on what a pack costs times 365 days and plan your next vacation.. At 4.00 x 365 you are looking at over 1400.00. Nice vacation fund. Congrats.
Less than 300 days until retirement.