Originally Posted by Skulmoski
The pitfalls of layaway plans are well known (e.g. mostly used by lower income people who are financially gouged with this type of purchasing modality):
I too am a parent but I put my daughter (and wife) first. She goes to a private school, takes karate (will be a black belt next year when she turns 10). She takes art and guitar lessons too. She is an A student with a bright future. She belongs to a private beach club. This year she visited Nepal twice, Copenhagen, Stockholm and Canada. She friends with a young sheik (Mohammad bin Sultan bin Zayed) and has play dates at his palace.
Here is his father's bio
Now tell me about your kids and the bright future you are preparing for them.
I did buy something for myself when I was young like you ... I invested in my education and eventually earned my MBA and PhD. My sacrifice has paid dividends for me and my family. I did not make the rules up for financial and parental responsibility; I am only reporting them to someone who knows what I am saying is true but is easily offended.
The simple fact is that when you get your priorities right, good things follow; the converse is also true.
p.s. While I did make a judgement about you (and you have confirmed its accuracy), I have not resorted in name calling.
I spent about 5 minutes typing up a lengthy response to your reply. Unfortunately, my computer shut down before I could send it so I'll just sum it up quickly...
You sound like a narcissistic jerk.