While I may disagree with Dave on "why" to do things, I concede that he's overwhelmingly accurate on "what" to do. Following his advice is the next best thing to actually having your shit together.Pay with cash, not a debit or credit.
Studies have shown (according to Dave Ramsey) that whenever you actually have to hand over cash to someone else, the little neurons in your brain actually fire off in such a way that it mimics a painful experience.
There's something to be said for making sacrifices. Life lessons at least. It also sweetens the reward.I don't need anything but I would eat rice and beans if that's what it took to get what I want.
Bingo! Take care of your things, and they'll take care of you.Part of "saving for your gear" is *saving* your gear.